Topic: SUBSTANCE ABUSE (Read 4681 times)

bk · « **on:** August 23, 2014, 12:04:12 AM »

Well, you've read the notes, the notes had substance and abuse, and now it is time for you to post until the abused cows come home.

bk · « **Reply #1 on:** August 23, 2014, 12:04:44 AM »

And the word of the day is: PURFLE!

George · « **Reply #2 on:** August 23, 2014, 12:11:49 AM »

A Very Happy Birthday to DR TCB!!

Ben · « **Reply #3 on:** August 23, 2014, 02:45:45 AM »

Morning all.

That is all.

Ben · « **Reply #4 on:** August 23, 2014, 02:46:07 AM »

Happy Day to TCB

The Country's Best!!!

elmore3003 · « **Reply #5 on:** August 23, 2014, 04:31:15 AM »

Good morning, all! Even though the company that deducted the $480+ on my debit card yesterday told me they were issuing credit, it did not land in my bank account today. As a consequence, I will go over to my bank this morning, and file a complaint.

This affects my day and my intended schedule, I regret to say, and it really really really burns my ass. I'm wasting my time chasing my tail, thanks to these scumbags, and I am unable to see beyond it at this point.

elmore3003 · « **Reply #6 on:** August 23, 2014, 04:35:49 AM »

!!!!!!!!!!!!!!!!!!!!!!!!!!!! Happy Birthday, DR TCB !!!!!!!!!!!!!!!!!!!!!!!!!!!!
Have a fantastic day, dear friend!

ChasSmith · « **Reply #7 on:** August 23, 2014, 05:00:50 AM »

Good morning, all.

I am here to announce that while at Costco yesterday, I saw a "deal" on a package of two pillows of the memory foam variety for ten bucks, and I bought them. My head and neck LOVED them, and while it may be purely coincidental, even my back felt better this morning. So, we'll see. We shall see.

ChasSmith · « **Reply #8 on:** August 23, 2014, 05:04:32 AM »

A big ol' HAPPY BIRTHDAY!!! to our one and only TCB!!!!!

Michael · « **Reply #9 on:** August 23, 2014, 05:04:58 AM »

good morning to all

ChasSmith · « **Reply #10 on:** August 23, 2014, 05:05:41 AM »

The best of VIBES to DR Elmore for successful dealings with the bank today.

Michael · « **Reply #11 on:** August 23, 2014, 05:24:33 AM »

happy birthday TCB

here is a "healthy" cake for you

elmore3003 · « **Reply #12 on:** August 23, 2014, 05:31:43 AM »

Quote from: ChasSmith on August 23, 2014, 05:05:41 AM

The best of VIBES to DR Elmore for successful dealings with the bank today.

Thank you! I will head over there in another 30 minutes to rage and behave badly.

Druxy · « **Reply #13 on:** August 23, 2014, 05:36:25 AM »

Happy Birthday TCB!

Druxy · « **Reply #14 on:** August 23, 2014, 05:37:20 AM »

I love OUT OF THE PAST.

I think it's the greatest of all film noir.

Druxy · « **Reply #15 on:** August 23, 2014, 05:58:30 AM »

TOD:

Robert Mitchum:

OUT OF THE PAST
THE FRIENDS OF EDDIE COYLE
THE NIGHT OF THE HUNTER
THE ENEMY BELOW
BLOOD ON THE MOON
THE YAZUKA
PURSUED
THE LONGEST DAY
FAREWELL, MY LOVELY
CROSSFIRE
CAPE FEAR (1)

Kirk Douglas:

OUT OF THE PAST
LAST TRAIN FROM GUN HILL
THE BAD AND THE BEAUTIFUL
SEVEN DAYS IN MAY
DETECTIVE STORY
SPARTACUS

Ginny · « **Reply #16 on:** August 23, 2014, 06:07:19 AM »

Saturday morning greetings! It's oppressively humid here in SW Ohio today

Ginny · « **Reply #17 on:** August 23, 2014, 06:07:36 AM »

Happiest of birthdays to DR TCB!

ChasSmith · « **Reply #18 on:** August 23, 2014, 06:10:48 AM »

Monday through Wednesday are supposed to be hotter again here, so I wonder if we're going to get some of DR Ginny's humidity.

Ginny · « **Reply #19 on:** August 23, 2014, 06:11:42 AM »

{{{{{Hugs}}}}} for DR Elmore!

John G. · « **Reply #20 on:** August 23, 2014, 06:18:56 AM »

Good morning, all.

Many more vibes for Elmore.

John G. · « **Reply #21 on:** August 23, 2014, 06:19:12 AM »

Happy birthday, TCB!

FJL · « **Reply #22 on:** August 23, 2014, 06:19:23 AM »

Very happy birthday wishes to dear DR TCB!

John G. · « **Reply #23 on:** August 23, 2014, 06:21:02 AM »

Long day ahead. Volunteer training for the new theater in town, which will take a few hours. Then I'm taking friends out for their 61st anniversary tonight. We'd had lunch earlier this week, as part of the local Restaurant Week and they want to head out to a different place for dinner. It should be fun.

Kerry · « **Reply #24 on:** August 23, 2014, 06:51:15 AM »

Happiest of birthdays to DR TCB!

elmore3003 · « **Reply #25 on:** August 23, 2014, 07:07:54 AM »

And the claim has been filed. I think what irritates me the most is the bank's decision yesterday to go ahead and allow the pending charges to go through. Rather than protect me and the limited funds in the account, the bank, after all of my communication between 8:00 amd 11:00am yesterday and canceling my debit card, still allowed two large fraudulent charges to be posted to my account this morning. Also, why did the damned bank, after seeing I was $200 overdrawn on one charge permit a second to go through without contacting me to verify this was a charge I'd authorized?

It seems to me they should have denied the charges and let the vendor, who clearly will ship these orders to some other address than mine, fight the addressee for the money owed them. It's all too fucked up when it should be simpler. I hate that I am the one caught trying to defend myself with little help from the bank. I have to rethink my banking options after this mess.lso, why did the damned bank, after seeing I was $200 overdrawn on one charge permit a second to go through without contacting me or verifying this was a real charge from me?

ChasSmith · « **Reply #26 on:** August 23, 2014, 07:12:37 AM »

It's infuriating. I found out several years ago, when I simply THOUGHT I'd lost my wallet, that debit cards are not protected the same way credit cards are. I, too, sat in front of a bank person (and this was after the crisis had passed) and was amazed at what they're not equipped to do, and -- by law -- are not even required to do in the way of consumer protection coming first and speedily. Credit cards, you just give them a call (and they're very good at catching fraud themselves these days) and they take care of it. Not so with debit cards which, though used in the same way, are treated completely differently. We can probably thank our Lawgivers for this.

Ben · « **Reply #27 on:** August 23, 2014, 07:26:48 AM »

Actors Federal Credit Union

might be something to look into. You don't have to be an actor, you just have to be in the performing arts, including music.

Unfortunately, they are not at all convienent, location-wise. The home branch is in the Actors Equity Building

Main Office — New York City

165 West 46th Street, 14th floor
New York, NY 10036
Monday – Friday
9:00 AM – 5:00 PM
New Accounts: 9:00 AM – 4:00 PM

and they have another branch at the Musicians Union

Musicians Local 802 Branch Office
New York City

322 West 48th Street, 4th floor
New York, NY 10036
Monday – Friday
9:30 AM – 5:00 PM
New Accounts: 10:30 AM – 4:30 PM

We have had accounts with AFCU for years and they are friendly, helpful and small enough to care about their customers. If AFCU doesn't work, perhaps some other credit union in your neighborhood might be a good choice.

Jennifer · « **Reply #28 on:** August 23, 2014, 07:40:12 AM »

Quote from: elmore3003 on August 23, 2014, 07:07:54 AM

And the claim has been filed. I think what irritates me the most is the bank's decision yesterday to go ahead and allow the pending charges to go through. Rather than protect me and the limited funds in the account, the bank, after all of my communication between 8:00 amd 11:00am yesterday and canceling my debit card, still allowed two large fraudulent charges to be posted to my account this morning. Also, why did the damned bank, after seeing I was $200 overdrawn on one charge permit a second to go through without contacting me to verify this was a charge I'd authorized?

It seems to me they should have denied the charges and let the vendor, who clearly will ship these orders to some other address than mine, fight the addressee for the money owed them. It's all too fucked up when it should be simpler. I hate that I am the one caught trying to defend myself with little help from the bank. I have to rethink my banking options after this mess.lso, why did the damned bank, after seeing I was $200 overdrawn on one charge permit a second to go through without contacting me or verifying this was a real charge from me?

I hope you get this all sorted out. But it makes no sense that they would allow charges to go through after you already alerted them that there was a problem. They definitely should have protected you.

Jennifer · « **Reply #29 on:** August 23, 2014, 07:41:40 AM »

Happy Birthday to DR TCB!!!!!!!!!!!!!!!!!!!!!!!!!

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Author Topic: SUBSTANCE ABUSE (Read 4681 times)

Ben

Ben

FJL

Ben